Who are the biggest lenders?

In the history of the program, Home Equity Conversion Mortgage (HECM) in the United States helpedbig banks. In 2011, the largest mortgage lender in contrast is Wells Fargo, Bank of America, andMetLife Bank. Wells Fargo and Bank of America accounted for 43% of all originations, and MetLife tothe same number of loans as the 4 and 5th largest lenders combined.

However, the reverse mortgage market of today looks nothing like the past. In 2011, Bank of Americaand Wells Fargo both leaving the business, with the reason concerned House prices falling and the inability to make decisions for the loan based on the borrower's financial situation. In the year 2012,MetLife was out of business as part of its decision to move out of retail banking. The market isdominated by mortgage originators who do not serve the function of traditional banks.

As of 2015, here are the top reverse mortgage lenders of all time by total originations. We have alsoincluded the total amount the maximum compensation for a point of reference:

LENDER	LOANS	MAX CLAIM ($)
WELLS FARGO BANK NA	161803	37495981864
FINANCIAL FREEDOM SENIOR FUNDING	48944	9640122474
ONE REVERSE MORTGAGE	28721	5354303946
AMERICAN ADVISORS GROUP	26958	5615667852
BANK OF AMERICA	25182	6851257730
METLIFE BANK	20509	5302703815
SEATTLE MORTGAGE COMPANY	14481	3176596595
GENWORTH FINANCIAL HM EQUITY ACCESS	12241	3269414054
GENERATION MORTGAGE COMPANY	10197	2433023685
URBAN FINANCIAL GROUP	9975	1687735206
EVERBANK REVERSE MORTGAGE	9615	2345229091
WORLD ALLIANCE FINANCIAL	9063	2056768491
UNITY MORTGAGE CORP	8269	883572366
LIBERTY HOME EQUITY SOLUTIONS	7859	1870082644
REVERSE MORTGAGE SOLUTIONS	7715	2139731491
M AND T BANK	7035	1194431451
SECURITY ONE LENDING	7004	2015729368
AMERICAN REVERSE MORTGAGE CORP	6209	1059146246
COUNTRYWIDE BANK FSB	6151	1441756122
PROFICIO MORTGAGE VENTURES	5123	1224360743